If you’ve ever been involved in even a minor fender-bender, you know that resulting whiplash and other spinal and neck injuries can be more than a passing pain. Fortunately Utah is one of twelve “No Fault” states, which means if you have active auto insurance, you have access to medical treatment, including chiropractic care (no matter who was at fault) for your auto accident-related injury.
The “no fault” portion of your auto insurance policy is called PIP or Personal Injury Protection. In the state of Utah, drivers are required to carry a $3000 minimum of coverage. (If you’re reading this pre-auto accident, now is a good time to call your insurance carrier and check if your PIP coverage is adequate for your current needs).
As after most auto accidents, the most important thing you can do after an auto accident is obtain proper medical attention. If you don’t use your no-fault medical coverage, you’re forfeiting benefits you’ve already paid for.
The bottom line: getting adequate medical attention after an auto accident is important, and if you don’t, you’re wasting your benefits. Schedule your chiropractic appointment immediately after an auto accident.